Last updated: 20 Mar, 2026
1. Introduction
Your privacy matters. I am committed to protecting your personal information and handling it with transparency, care, and respect. This Privacy Policy explains how your information is collected, used, stored, and protected when you visit this website or engage in financial or insurance‑related services.
This policy complies with applicable privacy legislation in:
British Columbia – Personal Information Protection Act (PIPA)
Alberta – Personal Information Protection Act (PIPA)
Ontario – Financial Services Regulatory Authority (FSRA) guidelines and federal PIPEDA
Federal requirements for life insurance and financial services
2. What Personal Information Is Collected
I may collect the following types of personal information when you interact with this website or request services:
Contact information: name, email address, phone number
Financial information: income details, assets, liabilities, insurance needs
Identification information: date of birth, residency status
Meeting details: notes from consultations or submitted forms
Website usage data: IP address, browser type, pages visited (non‑identifiable analytics)
I only collect information necessary to provide financial and insurance guidance, fulfill regulatory obligations, and deliver a personalized experience.
3. How Your Information Is Used
Your information may be used to:
Provide financial and insurance advice
Assess your needs and recommend suitable products
Prepare quotes, applications, or planning documents
Communicate with you regarding appointments or inquiries
Meet regulatory, legal, and compliance requirements
Improve website functionality and user experience
Your information is never sold, rented, or shared for marketing purposes.
4. Consent
By submitting your information through this website or during a consultation, you consent to its collection and use as outlined in this policy.
You may withdraw consent at any time, subject to legal or contractual restrictions.
5. How Your Information Is Protected
I take reasonable administrative, technical, and physical safeguards to protect your personal information, including:
Secure storage and encrypted communication where applicable
Restricted access to authorized personnel only
Compliance with insurer and regulatory security standards
Regular review of privacy and security practices
Despite these measures, no online system can guarantee absolute security.
6. Sharing of Information
Your personal information may be shared only when necessary and only with:
Insurance carriers for underwriting or policy issuance
Third‑party service providers (e.g., secure form tools, scheduling systems)
Regulatory bodies, when required by law
Compliance partners for audit or oversight purposes
All third parties are required to protect your information in accordance with applicable privacy laws.
7. Storage and Retention
Personal information is retained only as long as necessary to:
Provide services
Meet legal, regulatory, and audit requirements
Maintain accurate client records
When no longer required, information is securely destroyed.
8. Your Rights
You have the right to:
Request access to your personal information
Correct inaccurate or incomplete information
Withdraw consent (where applicable)
Ask how your information has been used or shared
Requests can be made at any time using the contact information below.
9. Cookies and Website Tracking
This website may use cookies or analytics tools to improve performance and user experience. These tools collect non‑identifiable information such as:
Pages visited
Time spent on the site
Browser and device type
You may disable cookies in your browser settings.
10. Links to External Websites
This website may contain links to third‑party sites. I am not responsible for their privacy practices. You are encouraged to review their policies before providing personal information.
11. Contact Information
If you have questions about this Privacy Policy or wish to request access to your information, please contact:
Email: [email protected]
Address : 16805, 57 A Ave
Phone: (604) 418-3377
12. Updates to This Policy
This Privacy Policy may be updated periodically to reflect changes in regulations or business practices. The “Last Updated” date will always indicate the most recent revision.